A private mortgage lender is more flexible when it comes to qualification criteria, but you expect to pay a higher interest rate. There are hundreds of private mortgage lenders in Toronto today. We have a good relationship with them, which not only ensures you get a genuine lender but that you get the lowest possible interest rates. Potential lenders will ask more questions to a self-employed person compared to one with a white-collar job. You will be asked where you stand on debt, business expenses, and business growth, whether you are looking to restructure your business, how much income you plan to declare, and similar questions. A lender wants to know if there is a future in your business/company since this is difficult to determine from the documentation. We will prepare you on what you are likely to be asked to increase your chances of success. Having someone like us at your side during self-employed mortgage negotiations increases your confidence and increases your chances of getting a good deal. Contact us today to start the hunt for a good mortgage.