Self Employed Mortgage Toronto

The self-employed include entrepreneurs, small-business owners, doctors, and many others. The “gig” economy is on the rise, meaning this number is expected to rise.
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Mortgage Offers
pick the one thats right for you.
  • get
    $ 2,000
    on purchase over
    $500, 000
  • Receive
    $ 1,400
    when you transfer
    your mortgage of over $500,000
  • complimentary
    12 months
    Home service plan
    fint out more
Featured Rates
Fixed
  • Lender
  • Rate
  • Term
  • Toronto-Dominion
    3.04%
    5 years
  • Scotiabank
    3.04%
    2 years
  • MCAP
    2.99%
    5 years
  • CMLS
    2.84%
    3 years
  • RFA
    2.64%
    5 years
  • First National Bank
    2.74%
    5 years
  • DUCA
    3.84%
    1 year
  • B2B
    3.19%
    2 years
  • Meridian
    2.79%
    5 years
  • RMG Mortgage
    2.69%
    5 years
Variable
  • Lender
  • Rate
  • Manulife Bank
    2.74%
    5 years
  • Home Trust
    3.00%
    5 years
Other
  • Type
  • Rate
  • Secured line of credit
    4.45%
  • Private mortgages
    5.99%
Questions?
We Are Here to Help


A private mortgage lender is more flexible when it comes to qualification criteria, but you expect to pay a higher interest rate. There are hundreds of private mortgage lenders in Toronto today. At Approved Mortgage Broker, we have a good relationship with them, which not only ensures you get a genuine lender but that you get the lowest possible interest rates. Potential lenders will ask more questions to a self-employed person compared to one with a white-collar job. You will be asked where you stand on debt, business expenses, and business growth, whether you are looking to restructure your business, how much income you plan to declare, and similar questions. A lender wants to know if there is a future in your business/company since this is difficult to determine from the documentation. At Approved Mortgage Broker, we will prepare you on what you are likely to be asked to increase your chances of success. Having someone like Approved Mortgage Broker at your side during self-employed mortgage negotiations increases your confidence and increases your chances of getting a good deal. Contact us today to start the hunt for a good mortgage.


Purchase or Refinance
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What our CLients Say
Approved
  • Avatar gilles veilleux ★★★★★
    Masoud and his team are truly focused and result driven. I did my refinancing with them, it went smooth from start to finish.
  • Avatar Roosevelt Freeman ★★★★★
    I used Nick to renew my mortgage. He found me a better deal than my bank could offer and I intend to use him again the next time I need to renew. Nick did all the work, he made it easy and simple for me. He really knows his stuff!
  • Avatar Linda Howard ★★★★★
    After some unfortunate interactions with my previous mortgage broker trying to close the deal I was recommended Approved by a friend of a friend. I didn't have my hopes high to be completely honest, however decided to give it a go and called Masoud. He was quite reassuring over the phone, and after our meeting I finally felt like I'm in the right hands. Long story short, we closed the deal and most importantly I got a much better rate than expected. I already recommended Approved to my colleague, and I'm sure there'll be more referrals from me when the time comes
  • Avatar Juan Pearson ★★★★★
    Nick gave me great advice and fair rates to process my mortgage. Marianela, his assistant, was quick getting back to me and explained any questions about documents. Would highly recommend these guys.
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Certified Mortgage Brokers
Across Toronto
…by providing award winning customer service to each and every single client.