Self Employed Mortgage Toronto

The self-employed include entrepreneurs, small-business owners, doctors, and many others. The “gig” economy is on the rise, meaning this number is expected to rise.
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Need a Mortgage?
Mortgage Offers
pick the one thats right for you.
  • get
    $ 2,000
    on purchase over
    $500, 000
  • Receive
    $ 1,400
    when you transfer
    your mortgage of over $500,000
  • complimentary
    12 months
    Home service plan
    fint out more
Featured Rates
Fixed
  • Lender
  • Rate
  • Term
  • Toronto-Dominion
    2.74%
    5 years
  • Scotiabank
    2.64%
    2 years
  • CMLS
    2.84%
    3 years
  • RFA
    2.84%
    5 years
  • First National Bank
    2.84%
    5 years
  • DUCA
    3.64%
    1 year
  • B2B
    2.94%
    2 years
  • Meridian
    2.89%
    5 years
  • RMG Mortgage
    2.89%
    5 years
Variable
  • Lender
  • Rate
  • Manulife Bank
    2.45%
    5 years
  • Home Trust
    4.49%
    5 years
  • Mcap
    2.45%
    5 years
Other
  • Type
  • Rate
  • Secured line of credit
    2.95%
  • Private mortgages
    5.99%
Questions?
We Are Here to Help


A private mortgage lender is more flexible when it comes to qualification criteria, but you expect to pay a higher interest rate. There are hundreds of private mortgage lenders in Toronto today. We have a good relationship with them, which not only ensures you get a genuine lender but that you get the lowest possible interest rates. Potential lenders will ask more questions to a self-employed person compared to one with a white-collar job. You will be asked where you stand on debt, business expenses, and business growth, whether you are looking to restructure your business, how much income you plan to declare, and similar questions. A lender wants to know if there is a future in your business/company since this is difficult to determine from the documentation. We will prepare you on what you are likely to be asked to increase your chances of success. Having someone like us at your side during self-employed mortgage negotiations increases your confidence and increases your chances of getting a good deal. Contact us today to start the hunt for a good mortgage.


Purchase or Refinance
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What our CLients Say
Customer Testimonials
  • Avatar Abbas Taheri Oskouei ★★★★★
    We've used Approved mortgage brokers recently for a relatively complicated refinancing project. We closed on time without any surprises. I would highly recommend AMB for any mortgage needs.
  • Avatar Hirad Asnafi ★★★★★
    I'm writing this review based on my personal experience with Approved Mortgage Brokers North York, and specifically Masoud. He responded quickly to my inquiry and was very helpful during the process. He provides great advice and maintains a high level of professionalism. Thank you Masoud for all your hard work.
    I highly recommend this business for your mortgage needs. Give Masoud a call. You won't be disappointed.
  • Avatar Amir Abbasfar ★★★★★
    Approved mortgage helped me through both a new purchase and refinance process, finding me great rates in both situations. Really great team of guys.
  • Avatar bardia ` shojaei ★★★★★
    Thank you so much for helping us get our home refinanced. You were professional, friendly and very helpful. I will recommend to all my friends
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