When you have a poor credit score, you are self-employed, you carry more than 1 property, or you need short-term cash for debt consolidation, emergencies, or other reason, most banks will reject your application. We have a working relationship with many private mortgage lenders whom we will approach on your behalf for a mortgage. You also need a private lender if you are a foreign investor or a non-resident of Canada looking to own property. You could always visit different lenders to look for a good deal, but there are hundreds of private lenders and getting the lender with the right package for you is not easy. Hiring the Approved Mortgage Broker team is convenient and it increases your chances of getting exactly what you need. Given that private mortgage lenders are not as established as big lenders, there is always a risk of getting an unscrupulous lender. We know all credible and reliable private mortgage lenders in Toronto so that you don’t have to worry about such things as hidden charges or even worse.