Mortgage Broker Vaughan

As low as 1.89% Fixed

for a free consultation
  • Who We Are?
    We are licensed by the Financial Services Regulatory Authority of Ontario to offer mortgage financing services in Vaughan and the GTA. We offer tailor-made mortgage pre-approval, refinance, and renewal services to both individuals and commercial clients, including those with poor credit scores. We will advise you on the different financing options available and available schemes and incentives like the Home Buyer’s Plan.
  • Why Trust Approved?
    Your own experienced negotiator: We will assign an experienced, licensed broker to you for all the negotiations and paperwork, offering you convenience. You need not worry about the process of finding a mortgage in Vaughan interfering with your work or social life and about deciphering the industry jargon.
    We represent you: We represent you the borrower and not the lender. We get paid referral fees/commissions by the lender, meaning we can focus on finding the best deal and interest rate for you from different lenders. A loan officer from a bank will be pushing the bank’s products, even when they don’t suit you.
  • Something for Everyone
    Residents of Vaughan have different income levels, credit histories, circumstances, and needs, meaning one mortgage solution will not fit all. We offer a variety of mortgage solutions ranging from rental property mortgage services to mortgage refinance. We have solutions to help you consolidate your debt, refinance, lower your mortgage rate, and rebuild your credit score. We offer quick turnaround time, sometimes getting refinance or the mortgage approved the same day you come to us. With us on your team, you will not have to worry about constantly chasing agents and lenders for answers.
    Other than getting you a mortgage, we will also help you get special mortgage features that lenders offer to attract and retain clients such as the scrapping of appraisal and registration costs, expandable mortgages, and even paying for your relocation. Call us today on (416) 419-3939 for a free consultation.

Mortgage Offers
pick the one thats right for you.
  • get
    $ 2,000
    on purchase over
    $500, 000
  • Receive
    $ 1,400
    when you transfer
    your mortgage of over $500,000
  • complimentary
    12 months
    Home service plan
    fint out more
Purchase or Refinance
for a free consultation
  • Second Mortgage
  • Residential Mortgages
  • Commercial Mortgages
  • HOME EQUITY LINE OF CREDIT
  • New to Canada Mortgage
  • Unsecured Line of Credit
  • Self Employed Mortgage
  • Private Mortgage Lending
  • MORTGAGE REFINANCE
  • Second Mortgage
    Although the interest rate for a second mortgage is higher than that of the first mortgage, it is often lower than that of an unsecured line of credit and a credit card, making it a good way of funding expenses like business expansions. You can get up to 80% of the appraised value of your home, less the balance of your existing mortgage. Call us at (416) 419-3939 to help you get a good rate on your second mortgage.
  • Residential Mortgages
    If you will be living in a home, a condo, or other residential property in Vaughan, you can take a residential mortgage. If you are unable to raise 20% of the property value as down payment, the law requires that you get CMHC’s mortgage-insurance. Lenders require that you pass the pre-approval process to qualify for a residential mortgage – we will help you prepare.
  • Commercial Mortgages
    Commercial mortgages are different from residential mortgages in that it is the business that is assessed, not the individual. Assessing the creditworthiness of a business is more complex. This and the fact that CMHC does not insure a purely commercial property means higher interest rates and longer turnaround time for the application. We assist clients in Vaughan to get commercial plaza, office, industrial, farmland, multi-family residential, construction project, and other types of mortgages at a good rate.
  • HOME EQUITY LINE OF CREDIT
    The law allows you to access up to 65% of your home’s appraised value in the form of a Home Equity Line of Credit (HELOC), provided the value of your HELOC plus the balance of the outstanding mortgage loan are not equal to 80% of the value of your home. Other than what is stipulated by the law, different lenders have different qualifying criteria. We help clients in Vaughan to get the best rates.
  • New to Canada Mortgage
    New to Canada mortgages are meant for those who are new to Canada but do not meet the credit score or other eligibility criteria of the lender. Note if you meet the criteria, you can access a typical mortgage at 5% for Permanent Residents and 10% for those who don’t have Permanent Residence status. Call us on (416) 419-39393 today and we will guide you through the entire New to Canada mortgage application process.
  • Unsecured Line of Credit
    With an unsecured line of credit, you can borrow up to a pre-determined amount without collateral. This line of credit is usually made available to borrowers with a good credit score and to healthy businesses to prevent the risk of default. We assist clients in Vaughan to secure the best interest rates and favorable terms. Hiring us offers convenience and saves you money.
  • Self Employed Mortgage
    If you are self-employed and your business has been in place for over 2 years, you may qualify for a self-employed mortgage. You, however, have to prove you are able to service the monthly repayments, by providing a Notice of Assessment (NOA), T1 and/or T2 general, and other documentation and meeting credit score and other conditions. Getting a good deal and providing the required documentation is time and energy-consuming – our team of Mortgage Brokers is here to help you.
  • Private Mortgage Lending
    Residents of Vaughan who do not have a good credit score, who want to buy unconventional properties, who want a short-term mortgage than a lender is willing to give, and who do not qualify for conventional mortgages for other reasons can get mortgages from private mortgage lenders. We help clients negotiate for the best possible deal.
  • MORTGAGE REFINANCE
    Need some quick cash but you don’t know where to turn? Mortgage refinance through a home equity line of credit is a popular option of getting quick cash. Mortgage refinance can also be through the extension/blending of your current mortgage or through a reverse mortgage. Our team understands the Vaughan mortgage scene and we are able to find our clients lenders with the best terms.
Banks and Mortgage Brokers
vs. RMA Mortgage
  • Big Bank Rates
    $ 706
  • Typical Broker Rates
    $ 3200
  • $ 5485
Our team consists of experienced negotiators. This and the relationships we have with different lenders allow us to get the best interest rates for you.
Featured Rates
Fixed
  • Lender
  • Rate
  • Term
  • Toronto-Dominion
    1.94%
    5 years
  • Scotiabank
    1.99%
    5 years
  • CMLS
    1.84%
    5 years
  • RFA
    1.64%
    5 years
  • First National Bank
    1.74%
    3 years
  • DUCA
    1.99%
    5 year
  • B2B
    2.64%
    5 years
  • Meridian
    1.6%
    5 years
  • RMG Mortgage
    1.84%
    5 years
  • Manulife Bank
    1.89%
    5 years
Variable
  • Lender
  • Rate
  • Home Trust
    4.49%
    5 years
  • Mcap
    1.95%
    5 years
Other
  • Type
  • Rate
  • Secured line of credit
    2.95%
  • Private mortgages
    5.99%
Questions?
We Are Here to Help
What our CLients Say
Customer Testimonials
  • Avatar Boyd Wehner ★★★★★
    I used Nick to renew my mortgage. He found me a better deal than my bank could offer and I intend to use him again the next time I need to renew. Nick did all the work, he made it easy and simple for me. He really knows his stuff!
  • Avatar Nicole B. ★★★★★
    I have been dealing with Masoud for my first mortgage back in 2016 and my second mortgage in 2019. He has always been of great help and easy access. He is the first person I go to with regards to mortgage questions. Keep up the good work guys!!
  • Avatar kit cathe ★★★★★
    Working with Masoud was a great experience. We learned about mortgage options that were new to us as we were first-time buyers. Knowledgeable and helpful with no pressure, we were able to make an informed decision that worked out very well for our needs.
  • Avatar David Smith ★★★★★
    I can't recommend Masoud enough if you need a mortgage, a renewal, or even help getting to that point. He is extremely knowledgeable and resourceful and works incredibly hard for his clients! He’s done our first mortgage in 2014, refinance in 2028 and now our second mortgage this winter.
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Mortgage Brokers That Get You Approved
Across Toronto
…we offer a piece of mind when it comes to your mortgage needs every single time.